Commercial Banking / BTL Relationship Manager - Banking

Our client, a UK-regulated international bank is seeking an experienced Relationship Manager – Commercial Real Estate to join its London-based corporate lending platform. The role focuses on originating, structuring, and managing UK commercial real estate and loan-against-property / BTL transactions, with full end-to-end ownership of client relationships. This is a front-office lending role offering genuine autonomy, supported by a well-resourced credit, risk, legal, and operations infrastructure.

The Role

The successful candidate will be responsible for building and managing a portfolio of UK CRE and asset-backed lending clients, ensuring high-quality origination, disciplined credit execution, and ongoing portfolio performance.

Key responsibilities include:

• Origination of Commercial Real Estate / BTL transactions via direct sourcing, internal referrals, brokers, and professional intermediaries.
• Full credit ownership, including writing credit papers, coordinating with Risk, and presenting to Credit / Executive Committees.
• Managing transactions from approval through to drawdown, liaising with solicitors, valuers, operations, and internal stakeholders
• Ongoing portfolio management, covenant monitoring, reporting, and proactive risk management
• Developing and maintaining strong relationships with brokers, valuers, solicitors, and professional introducers
• Identifying opportunities for cross-selling relevant banking products and services
• Ensuring all activity complies with internal policy, regulatory standards, and conduct risk expectations

Candidate Profile

• 5+ years’ experience in UK Commercial Real Estate or asset-backed lending
• Strong track record in origination, credit underwriting, and portfolio management
• Sound understanding of UK property valuation, legal due diligence, and documentation.
• Experience working with broker channels and professional intermediaries
• Confident writing and presenting credit applications.
• Commercial mindset with disciplined risk judgement.
• Strong interpersonal skills and ability to operate effectively across internal and external stakeholders.

Qualifications & Skills

• Graduate or Postgraduate qualification
• Proven business developer / networker
• Strong numerical and analytical capability
• Excellent written and verbal communication skills
• Self-motivated, detail-oriented, and able to manage multiple transactions concurrently

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